![]() ![]() The formulary, provider and/or pharmacy network may change at any time. The availability of any particular provider cannot be guaranteed, and provider network composition is subject to change. Participating physicians, hospitals and other health care providers are independent contractors and are neither agents nor employees of Aetna. ![]() Plan features and availability may vary by service area. See Evidence of Coverage for a complete description of plan benefits, exclusions, limitations and conditions of coverage. Interested in seeing how you can use the different parts of Medicare to get the coverage that is best for you? See our article about how you can and can't combine the different parts of Medicare. Print Comparing Coverage infographic - Español But keep in mind each plan varies in the cost of premiums, the prices of drugs and the list of drugs covered. In addition, you’re responsible for out-of-pocket costs for your drugs. It’s called a Part D Income Related Monthly Adjustment Amount (IRMAA), and it’s on top of your premium. ![]() If your income exceeds a certain amount, you’re also responsible for an extra monthly charge. What Medicare Part D costs: Depending on the Part D plan you choose, you usually pay a monthly premium and sometimes a deductible.When you research a plan, check your list of medications against the prescription drugs in your plan’s formulary. Every Medicare prescription drug plan has a list of drugs that it agrees to cover. What Medicare Part D covers: Part D covers prescription drugs.You can do this by purchasing a stand-alone Part D plan from a private insurer. However, if you choose to enroll in Original Medicare, you can add prescription drug coverage to your Original Medicare coverage. Prescription drug benefits are often included as part of Medicare Advantage plans. Like Medicare Advantage, Part D plans are offered by private insurance companies that are approved by Medicare. To learn more about your Medicare options, visit and get more information. Members that are enrolled in a Medicare Advantage plan are not eligible for a Medigap plan. These plans give you additional coverage not provided by Original Medicare. These are also offered by private insurance companies. These include supplemental insurance or Medigap plans. You may also want to consider other Medicare coverage options. We recommend you verify this before receiving care. To see these qualifications, visit .īefore enrolling in a specific plan, ensure your health care providers, pharmacies and hospitals are in that plans network. To get a Medicare Advantage plan, you simply need to qualify for Original Medicare. When you enroll into a Part D or Medicare Advantage plan, you may have an additional monthly premium. A Medicare Advantage plan that includes Part C and Part D coverage can often give you extra savings. You can get Part D on its own or by choosing a Medicare Advantage plan that includes Part D. Part D plans offer prescription drug coverage. These benefits can include dental, hearing and vision care, and fitness memberships.Īnd finally, there’s Part D. But they can include valuable extra benefits that Original Medicare doesn’t. Medicare Advantage plans are a lot like Original Medicare. Part C plans, also known as Medicare Advantage plans, are run by private insurance companies, like Aetna® Medicare. Part B usually requires a premium that can often be deducted from your Social Security checks. It covers things like doctors visits, outpatient care and home health care, medical equipment, and more. It covers things like inpatient care, home health and hospice care. Medicare Parts A and B, also known as Original Medicare, are provided by the government. ![]() If you would like to find more information about the Medicare program please visit the Official U.S.Medicare can be complicated, so here’s a simple guide to understanding Medicare Parts A, B, C and D. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. Please contact or 1-800-MEDICARE to get information on all of your options. Any information the agent provides is limited to those plans he/she does offer in your area. The agents do not offer every plan available in your area. Get Started Finding a Licensed Health Insurance Agent who understands the Medicare Plans in Your Areaĭisclaimer: We are a private company that provides an online directory for licensed Medicare insurance agents to advertise their services and for consumers to find one of these agents. Medicare Glossary - A helpful glossary of terms you might encounter when researching Medicare. Medicare & You Guidebook - This comprehensive guide offers detailed information on your Medicare options. ![]()
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